All funding
LoanRolling
ACC Capital (formerly Arkansas Capital Corporation)
Microloan Program
An Arkansas loan, not a grant, for small businesses banks often turn away. Competitive market-based rates, paid back over up to 5 years, no prepayment penalty. It can cover startup costs, equipment and working capital, and comes with free one-on-one coaching.
- Amount
- $5,000–$50,000
- Can a for-profit school apply?
- Yes, a for-profit school can apply
- Deadline
- Rolling
- Who this fits
- Microschool · Private school · Homeschool co‑opAny for-profit small business in Arkansas: an LLC microschool, a for-profit private school or a co-op run as a business.
- New schools
- Brand-new schools can apply
- Where
- Arkansas
- Last checked
- Oct 1, 2026on acccapital.com
How to apply
- Step 1: Read ACC’s microloan page and its FAQ
- Step 2: Prepare a business plan and a startup budget
- Step 3: Gather your financial statements
- Step 4: Use ACC’s free one-on-one coaching for help with the plan, the statements and your projections
- Step 5: Apply on ACC’s website
Funders change their requirements. Check the official page before you apply. Getting ready? See what funders usually ask for.
Who can apply
“Our microloans are available to all for-profit small businesses and entrepreneurs in Arkansas - including the Texarkana metro, and the Memphis metro area, including north Mississippi.”
ACC says the program is designed to support businesses that may not meet traditional bank requirements.
- For-profit business
- In Arkansas (or the Texarkana or Memphis metro areas)
Timing
Rolling. Apply on ACC’s website.