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AdelFi Credit Union (formerly ECCU and Christian Community Credit Union)

Ministry real-estate loans, lines of credit, term loans

A Christian credit union (formerly ECCU and Christian Community Credit Union) offering real-estate loans for churches and Christian organizations.

Amount
Not posted
Can a for-profit school apply?
?Unclear: ask the funder
Deadline
Rolling
Who this fits
Private schoolChurches and Christian organizations; a Christian school can ask. It needs about three years of financial statements, so it suits established schools.
New schools
Not stated for new schools
Where
National
Last checked
Oct 1, 2026on adelfibanking.com
Apply on the funder’s site↗(opens adelfibanking.com in a new tab)

How to apply

  1. Step 1: Gather about 3 years of financial statements plus year-to-date
  2. Step 2: Ask about membership

Funders change their requirements. Check the official page before you apply. Getting ready? See what funders usually ask for.

Who can apply

“AdelFi has funded more than $1 billion in real estate loans, helping churches and Christian organizations purchase, build, remodel, and refinance ministry facilities.”
In the funder’s own words, from adelfibanking.com, checked Oct 1, 2026.

Membership is required. To prequalify, it asks for at least the last three years of financial statements plus current year-to-date. Schools aren't named on this page, so ask.

  • Membership required
  • About 3 years of financial statements plus year-to-date to prequalify
  • 'Not all will qualify.'

Timing

Rolling.

Related guides

  • Church-hosted schools and co-ops: the model, what to put in writing, what to ask

Not legal or tax advice. Whether your school should be for-profit or a nonprofit, or take on a loan, is a decision for your CPA or attorney. Always confirm the details on the funder’s own page before you apply.

Spot something out of date? Tell us and we’ll re-check it against the funder’s page.

Homebook Funding Helper

This is not legal, tax or financial advice. Whether your school should be for-profit or a nonprofit, or take on a loan, is a decision for your CPA or attorney. Always confirm the details on the funder’s own page before you apply.

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