Small Business Revolving Loan Guaranty Program (SSBCI)

Not a loan from the state: ADFA guarantees 10%–50% of a bank's loan to a small business (up to a $250,000 guarantee on a loan of up to $500,000; 2% fee at closing). Your bank applies, not you.

Amount: Guarantees 10%–50% of a bank loan; max guarantee $250,000 on a loan up to $500,000; 2% fee at closing
Can a for-profit school apply?: Yes, a for-profit school can apply
Deadline: Rolling
Who this fits: Microschool · Private schoolHelps a for-profit school get a 'yes' from its own bank when the file is a little thin. The bank applies, not the school.
New schools: Not stated for new schools
Where: Arkansas
Last checked: Oct 1, 2026on adfa.arkansas.gov

Apply on the funder’s site

How to apply

Step 1: Ask your bank whether it uses the ADFA loan guaranty

Funders change their requirements. Check the official page before you apply. Getting ready? See what funders usually ask for.

Who can apply

“…to provide loan guarantees ranging from 10% to 50% to financial institutions providing financing to small business enterprises that need additional enhancement to support deficiencies in the underwriting process.”

In the funder’s own words, from adfa.arkansas.gov, checked Oct 1, 2026.

Timing

Rolling.

All funding

LoanRolling

Arkansas Development Finance Authority (ADFA)

Small Business Revolving Loan Guaranty Program (SSBCI)

Not a loan from the state: ADFA guarantees 10%–50% of a bank's loan to a small business (up to a $250,000 guarantee on a loan of up to $500,000; 2% fee at closing). Your bank applies, not you.

Amount: Guarantees 10%–50% of a bank loan; max guarantee $250,000 on a loan up to $500,000; 2% fee at closing
Can a for-profit school apply?: Yes, a for-profit school can apply
Deadline: Rolling
Who this fits: Microschool · Private schoolHelps a for-profit school get a 'yes' from its own bank when the file is a little thin. The bank applies, not the school.
New schools: Not stated for new schools
Where: Arkansas
Last checked: Oct 1, 2026on adfa.arkansas.gov

Apply on the funder’s site

How to apply

Step 1: Ask your bank whether it uses the ADFA loan guaranty

Funders change their requirements. Check the official page before you apply. Getting ready? See what funders usually ask for.

Who can apply

“…to provide loan guarantees ranging from 10% to 50% to financial institutions providing financing to small business enterprises that need additional enhancement to support deficiencies in the underwriting process.”

In the funder’s own words, from adfa.arkansas.gov, checked Oct 1, 2026.

Timing

Rolling.