Small Business Lending; Community Facilities Loans

A Fayetteville community lender (CDFI) and SBA microloan lender. Small-business loans of $1,000 to $200,000, plus Community Facilities loans up to $750,000 for nonprofits serving rural towns under 20,000.

Amount: Small business: $1,000–$200,000. Community Facilities: up to $750,000.
Can a for-profit school apply?: Yes, a for-profit school can apply
Deadline: Rolling
Who this fits: Microschool · Private school · Homeschool co‑opSmall-business loans fit a for-profit school or co-op business. Its separate Community Facilities loans are for nonprofits serving rural towns under 20,000.
New schools: Not stated for new schools
Where: Arkansas
Last checked: Oct 1, 2026on communitiesu.org

Apply on the funder’s site

How to apply

Step 1: Ask whether it lends to schools
Step 2: Expect to need collateral and a personal guaranty
Step 3: Startups need another source of income

Funders change their requirements. Check the official page before you apply. Getting ready? See what funders usually ask for.

Who can apply

“Businesses located in AL, AR, LA, MS, OK, TN, or TX”

In the funder’s own words, from communitiesu.org, checked Oct 1, 2026.

Serves businesses in AL, AR, LA, MS, OK, TN and TX. Schools aren't named in either program, so ask.

Collateral is required
Personal guaranty is required
Startups must have an alternative source of income

Timing

Rolling.

Who can apply

“Businesses located in AL, AR, LA, MS, OK, TN, or TX”

In the funder’s own words, from communitiesu.org, checked Oct 1, 2026.

Serves businesses in AL, AR, LA, MS, OK, TN and TX. Schools aren't named in either program, so ask.

Collateral is required

Personal guaranty is required

Startups must have an alternative source of income