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Lutheran Church Extension Fund (LCEF)

Loans for LCMS schools

The Lutheran Church Extension Fund lends to Lutheran Church–Missouri Synod (LCMS) schools.

Amount
Not posted
Can a for-profit school apply?
?Unclear: ask the funder
Deadline
Rolling
Who this fits
Private schoolLutheran Church–Missouri Synod schools only.
New schools
Not stated for new schools
Where
National
Last checked
Oct 1, 2026on lcef.org
Apply on the funder’s site↗(opens lcef.org in a new tab)

How to apply

  1. Step 1: Confirm your school is an LCMS school
  2. Step 2: Contact LCEF through its school page

Funders change their requirements. Check the official page before you apply. Getting ready? See what funders usually ask for.

Who can apply

“LCEF provides financial solutions to help LCMS schools grow and thrive.”
In the funder’s own words, from lcef.org, checked Oct 1, 2026.
  • LCMS school

Timing

Rolling.

Related guides

  • Church-hosted schools and co-ops: the model, what to put in writing, what to ask

Not legal or tax advice. Whether your school should be for-profit or a nonprofit, or take on a loan, is a decision for your CPA or attorney. Always confirm the details on the funder’s own page before you apply.

Spot something out of date? Tell us and we’ll re-check it against the funder’s page.

Homebook Funding Helper

This is not legal, tax or financial advice. Whether your school should be for-profit or a nonprofit, or take on a loan, is a decision for your CPA or attorney. Always confirm the details on the funder’s own page before you apply.

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